Transparent Checkout is a payment solution where the system automatically displays all fee details including exchange rates, service fees, and payment amounts when users, merchants, and agents make payments. There are no hidden charges, and it cooperates with banks and integrates PIX and other secure payment methods to ensure payment security and fee transparency.

The core features of Transparent Checkout include: 1) The system automatically displays all fees including exchange rates, service fees, and payment amounts; 2) Absolutely no hidden charges, all fees are completely transparent; 3) Deep cooperation with banks provides security; 4) Integration with PIX and other secure payment methods; 5) Transparent services for users, merchants, and agents.

Multiple secure payment methods are supported: PIX instant payment, bank transfers, credit cards, digital wallets, etc. Through deep cooperation with banks, all payment methods have bank-level security, and the system automatically displays fee details for each payment method.

Through deep cooperation with banks and the PIX payment system, bank-level security is provided: end-to-end encrypted transmission, multi-factor authentication, real-time risk monitoring, and compliant transaction processing. All payment processes follow bank security standards to ensure the security of funds and information for users, merchants, and agents.

The system automatically displays complete fee details on the payment interface: real-time exchange rates, exchange rate conversion fees, service fees, final payment amounts, etc. Users, merchants, and agents can clearly see their respective fee structures, with support for historical queries and detailed report exports.

Three main user groups: 1) Individual users - enjoy transparent fee display and secure payments; 2) Merchants - receive clear revenue displays and diverse payment options; 3) Agents - clear commission structures and revenue transparency. Supports cross-border payments, local payments, and other business scenarios.

The system cooperates with banks to obtain accurate exchange rate data in real-time. The exchange rate update frequency is high, ensuring that the rates users see remain within a certain fluctuation range of the actual deduction rates. All exchange rate changes and fee adjustments are displayed transparently and promptly to users, merchants, and agents.